Your home may be repossessed if you do not keep up repayments on your mortgage

Self Certification

Mark Morris trading as Wise Move Mortgages is an appointed representative of First Complete Limited, which is authorised and regulated by the Financial Services Authority, for advising on and arranging mortgages, pure protection products and accident, sickness, unemployment, buildings and contents insurances.
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...using the value of your home to raise capital.
Self certification is where people have sufficient income to afford a chosen mortgage but can't prove some, or all, of their declared earnings. Applicants are able and must certify their declared annual income level.
The key feature of self-certification mortgages is that the borrower does not have to give the lender proof of income - you must declare your earnings and the lender may accept this. Self-certified mortgages were designed to cater for people who are self-employed and also those who may be employees with unpredictable income, for example those in seasonal jobs,people working on short term contracts. or sales people relying on commission.
Wise Move Mortgages use lenders that will consider applications from potential borrowers who want to self certify their income

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